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On top of that, clients for this type of plan might have severe legal or criminal histories. It is necessary to keep in mind that different service providers use a variety of problem ages on their assured concern policies as reduced as age 40 or as high as age 80 - aarp funeral expense insurance. Some will additionally use greater stated value, up to $40,000, and others will enable much better survivor benefit problems by improving the rates of interest with the return of premium or reducing the variety of years until a complete survivor benefit is available